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Information

Information Resources

 

JOD CPAs tries to keep our clients up to date on the latest tax changes, provide advise on minimizing taxes and operating a successful small business.   Below you will find a library of informative articles relating to various financial topics.

Type
Title
Description
Mortgage
ARM & Interest Only ARM vs. Fixed Rate Mortgage
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Mortgage
Adjustable Rate Mortgage Calculator
This calculator helps you to determine what your adjustable mortgage payments will be.
Mortgage
Balloon Mortgages
A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
Mortgage
Bi-weekly Payment Calculator
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Mortgage
Bi-weekly Payments for an Existing Mortgage
This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments.
Mortgage
Blended Rate Mortgage Calculator
This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.
Mortgage
FHA Maximum Financing Calculator
Use this calculator to determine your maximum FHA mortgage and cash needed for closing.
Mortgage
Fixed Rate Mortgage vs. Interest Only Mortgage
Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
Mortgage
Fixed Rate Mortgage vs. LIBOR ARM
Use this calculator to compare a fixed rate mortgage to a LIBOR ARM.
Mortgage
Interest Only ARM Calculator
Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period.
Mortgage
Interest Only Mortgage Calculator
Use this calculator to generate an amortization schedule for an interest only mortgage.
Mortgage
Maximum Mortgage
Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

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